The first question I'm always asked about credit repair is do I do it my self or do I get somebody to help me, such as a credit restoration service or lawyer.
Well the answer to the question is yes on both counts.
Do it yourself but at the same time get assistance in the form of a book or software.
Repairing your credit is not rocket science, its actually pretty easy once you learn it.
There are lots of "do it yourself credit repair" books and software out there, its just a matter of doing a little research and picking the best one.
Know this, when you get a credit fix company or lawyer to help you you are still heavily involved in the credit restoration  process.
These companies send letters to the three credit bureaus on your behalf.
When they respond the correspondence goes to you.
Then you respond and provide information to help remove the derogatory items.
So its you doing a lot of the work while the company kind of just holds your hand a little.
The good news is this stuff is not hard to learn.
Not only are there a lot of books on fixing your credit, they now have credit repair software that can do most of the work for you.
The books usually show you the how and why while the software does most of the tedious tasks of derogatory item removal.
The bottom line is don't spends thousands of dollars for credit repair or get involved in these monthly pay plans that go on for ever while they drag their feet in doing the credit repair.
Just take some time and learn the process of fixing your credit and then do it yourself.