- 1). Place a fraud alert on your credit reports if your identity has been compromised. Do this by calling one of the credit-reporting agencies. You only need to contact one of the credit bureaus since the bureau you call is required to report identity theft to the other two.
Equifax, Inc.
P.O. Box 740241
Atlanta, GA 30374-0241
(800) 525-6285
equifax.com
Experian
P.O. Box 9532
Allen, TX 75013
(888) 397-3742
experian.com
TransUnion
Fraud Victim Assistance Division
P.O. Box 6790
Fullerton, CA 92834-6790
(800) 680-7289
transunion.com - 2). Contact the fraud department of each of your creditors and tell them you suspect identity theft. Close all credit cards. Similarly, call the fraud department of your bank and close your debit cards and bank accounts.
- 3). File a fraud complaint by phone or online with the Federal Trade Commission. Your report will help law enforcement officials track down and stop identity thieves. Also, file a fraud complaint with your local police department.
Identity Theft Clearinghouse
Federal Trade Commission
600 Pennsylvania Avenue, NW
Washington, DC 20580
(877) 438-4338 (or ID-THEFT)
ftccomplaintassistant.gov
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